Forma Flaga
    01Services02Method03Jurisdictions04About05Insights
    Schedule a Discovery Call

    Services

    Design first.
    Execute only if you want.

    Stage 01 is a complete, standalone engagement — you receive the full architecture blueprint regardless of what comes next. Stage 02 is execution: optional, and only available after you approve the design.

    €50K
    Architecture — Strategic session and Master File
    6
    Weeks to Master File
    €100K+
    Execution — from
    1
    Partner. End-to-end execution with full accountability for delivery.

    The Two Stages

    First we design.
    Then we build.

    Every engagement starts with architecture — a rigorous structural design process that results in the Strategic Session and Master File ready for Implementation. Only after you approve the architecture do we move to execution. No surprises, no scope creep, no vague deliverables.

    Stage 01 — Standalone Engagement

    Corporate Architecture

    Our work becomes most meaningful where structure directly impacts profit, risk or exit value — typically in companies with €1–2M+ annual revenue. Each engagement includes a Strategic Session and a comprehensive Master File blueprint — a complete, implementation-ready architecture you can execute independently or with us.

    €50,000
    Fixed fee · 6 weeks delivery
    Stage 01 is complete on its own. You decide what's next.

    What's included in the Master File

    Deep diagnostic of your current structure
    3–5 structural scenarios with full tax modelling
    Entity map: legal ownership, dividend flows, IP routing
    Banking strategy: 2–3 accounts by function
    Substance and compliance plan per jurisdiction
    Stress-test against 5 failure scenarios
    Implementation roadmap — use with any team
    Master File delivered in 6 weeks
    Decision point
    After Stage 01 — you choose what's next
    Stop here — Implement independently
    Continue Stage 02 Execution

    Stage 02 — Optional Next Step

    Execution

    We implement everything in the Master File — company registrations, bank accounts, compliance files, substance setup. Full coordination across all jurisdictions. Only available after Stage 01 completion.

    from €100,000
    Fixed fee · 100% prepayment · begins after Stage 01 approval

    What we execute

    Company registration in each jurisdiction
    Bank account opening: 2–3 accounts by function (operational, reserve, custodial)
    Full KYC and source-of-wealth documentation
    Substance setup: registered address, local director
    IP transfer and royalty flow implementation
    Legal representation through local partners
    12–18 month full coordination
    Begins after Stage 01 approval

    Structure Comparison

    Before.
    After.

    Typical unstructured business
    ✕
    Single entity carries everything
    Operations, IP, profits, and liability in one company. No separation of risk.
    ✕
    Effective tax rate: 25–40%
    Corporate tax + dividend extraction + personal income tax compounding.
    ✕
    Single bank, single jurisdiction
    Account freeze risk. No redundancy. All cash in one place.
    ✕
    IP unprotected, no holding layer
    Trademarks and software in operating entity — exposed to litigation and creditors.
    ~30% effective rate
    On €5M revenue, €60K/mo in avoidable tax
    Forma Flaga structure
    ✓
    3-4 jurisdictions, each with a function
    Tax flag, operations flag, banking flag, asset protection — separated by design.
    ✓
    Effective tax rate: 6–10%
    IP Box, territorial regimes, and dividend treaty networks working together.
    ✓
    1–3 bank accounts across jurisdictions
    Operational, reserve, and custodial — right-sized to your structure. Redundancy by design.
    ✓
    IP in protected holding, liability isolated
    ADGM foundation or Singapore trust. Operating risk can't reach your assets.
    ~7% effective rate
    On €5M revenue, saving ~€46K/mo vs. previous structure

    How We Work

    From first call to
    running structure.

    No fee. No obligations.

    Get in Touch

    Discovery Call

    30-minute session. We understand your structure, situation, and goals before proceeding.

    30 min · No fee · No obligations

    Stage 01

    Architecture Design

    6 weeks. Data collection, due diligence, full structural model, tax scenario, substance plan. Delivered as a Strategic Session and Master File.

    €50,000 · Fixed

    Stage 02

    Execution

    We register. We open accounts. We prepare compliance. We coordinate everything in the Master File.

    from €100,000

    The Deliverable

    The Master File.

    At the end of Stage 01, you receive a single structured document — the Master File. It contains everything needed to build and maintain the structure: entity maps, tax model, banking plan, compliance calendar.
    01Executive summary of the selected architecture
    02Legal entity map with ownership chains and roles
    03Tax model: effective rate, dividend flows, IP royalties
    04Banking strategy: 1–3 accounts by function
    05Substance plan per jurisdiction
    06Compliance calendar: filings, reports, renewals
    07Stress-test results across 5 failure scenarios
    08Implementation roadmap for Stage 02
    Master File — Confidential
    Stage 01 Output
    Architecture Overview
    Entity Structure
    Tax Modelling
    Forma Flaga · Confidential
    Page 1 of 48

    ROI Calculator

    Does restructuring
    make sense for you?

    Answer 3 quick questions. Get a real estimate — not a marketing number.

    Step 01 / 03 — Business type

    What kind of business do you run?

    SaaS / Software
    Recurring revenue, IP-heavy
    E-commerce / Retail
    Product sales, supply chain
    Consulting / Services
    People-driven, mobile
    Investment / Holding
    Assets, dividends, exits
    Marketplace / Platform
    Multi-sided, commissions
    Other
    Manufacturing, fintech, etc.

    Case Studies

    Structures we've built.
    Results that held.

    All cases anonymised. Industry and jurisdiction details accurate; identifying information removed.
    Case 01 · SaaS / CIS Founder
    Cyprus Ltd → UAE + Estonia

    B2B SaaS, €3.2M ARR. Cyprus entity carrying full operational and tax load. Founder based in EU, team distributed across 5 countries.

    Effective tax rate: 17% → 6.5%
    Banking: 3-account system across 2 jurisdictions
    IP migrated to UAE, operations retained in Estonia
    Annual saving: ~€340K from Year 1
    Stage 01 + Stage 02 · 14 weeks total
    Case 02 · E-Commerce / CEE Group
    Poland + CZ → Singapore + Portugal

    E-commerce group, €8.1M revenue. Fragmented structure across 3 CEE entities. Dividend extraction taxed at 19–23%. Founders planning partial exit in 18 months.

    Consolidated into Singapore holding + Portugal OpCo
    Dividend tax: 21% → 0% (holding structure)
    Exit structure pre-positioned for capital gains efficiency
    NHR status secured for both founders
    Stage 01 only · Architecture used for investor negotiations
    Case 03 · Consulting / Gulf-Based
    UK LLP → UAE (ADGM) + HK

    Management consulting, €5.4M revenue. UK LLP creating personal tax complexity for non-domiciled partners. Asset protection risk from one active litigation matter.

    ADGM foundation ring-fenced operating assets
    HK entity for APAC client billing
    Litigation exposure isolated before restructure completed
    Personal tax burden reduced by €190K/yr
    Stage 01 + Stage 02 + Maintenance retainer

    Ready to begin?

    No fee. No obligations.

    Schedule a Discovery Call
    30 min
    Discovery call · No fee · No obligations
    6 weeks
    To Master File from contract
    1 partner
    End-to-end execution with full accountability for delivery