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Free calculator · 2026 rates
Spain Salary After Tax Calculator — 2026
Income tax
19–47%
Social
6.3%
Corp tax
25%
Dividends
21%
Currency
EUR
Country
Gross salary (€)
Period
2026 rates. Estimates only — not tax advice.
Spain Income Tax — How It Works
In Spain, a €40,000 gross salary results in approximately €29,500 take-home pay after income tax and social security contributions in 2026. Spanish income tax is jointly applied at state and regional level, with six progressive brackets ranging from 19% to 47% (on income above €300,000). The personal allowance (mínimo personal) is €5,550, which reduces the taxable base. Employee social security contributions total about 6.35%: pension 4.7%, unemployment 1.55%, vocational training 0.10%, and the MEI mechanism 0.125%. Contributions are capped at €56,268 annual gross for most purposes. Capital gains and dividend income are taxed separately (savings base): 19% up to €6,000, 21% from €6,001 to €50,000, 23% to €200,000, and 27% above. Spain's Beckham Law allows qualifying foreign workers to pay a flat 24% rate on Spanish-sourced income for six years.
Example: €40,000 gross salary
Income Tax Brackets (Spain, 2026)
Spain Salary Tax — FAQ
How much tax do I pay on a €40,000 salary in Spain?
On €40,000 gross in Spain, you pay approximately €7,960 in income tax (state + regional, after the €5,550 personal allowance) and €2,540 in social security contributions. Your net take-home is around €29,500 — an effective combined rate of about 26%. Regional rates vary slightly.
What is the Beckham Law and can I benefit from it?
The Beckham Law (Ley Beckham) is a special regime in Spain allowing qualifying expatriates who move to Spain for work or business to pay a flat 24% income tax rate (instead of progressive rates up to 47%) on Spanish-sourced income for up to 6 years. Remote workers, digital nomads, and transferred executives may qualify.
What social security contributions does an employee pay in Spain?
Spanish employees pay approximately 6.35% of gross salary in social security: pension (4.7%), unemployment (1.55%), vocational training (0.1%), and the Mecanismo de Equidad Intergeneracional — MEI (0.125%). Contributions are capped at a monthly base of €4,689 (€56,268 annually) for most workers.
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