Home / Salary Calculator / Spain
Free calculator · 2026 rates
Spain Salary After Tax Calculator — 2026
Income tax
19–47%
Social
6.3%
Corp tax
25%
Dividends
21%
Currency
EUR
Country
Gross salary (€)
Period
2026 rates. Estimates only — not tax advice.
Spain Income Tax — How It Works
In Spain, a €40,000 gross salary results in approximately €29,500 take-home pay after income tax and social security contributions in 2026. Spanish income tax is jointly applied at state and regional level, with six progressive brackets ranging from 19% to 47% (on income above €300,000). The personal allowance (mínimo personal) is €5,550, which reduces the taxable base. Employee social security contributions total about 6.35%: pension 4.7%, unemployment 1.55%, vocational training 0.10%, and the MEI mechanism 0.125%. Contributions are capped at €56,268 annual gross for most purposes. Capital gains and dividend income are taxed separately (savings base): 19% up to €6,000, 21% from €6,001 to €50,000, 23% to €200,000, and 27% above. Spain's Beckham Law allows qualifying foreign workers to pay a flat 24% rate on Spanish-sourced income for six years.
Example: €40,000 gross salary
Income Tax Brackets (Spain, 2026)
Spain Salary Tax — FAQ
How much tax do I pay on a €40,000 salary in Spain?
On €40,000 gross in Spain, you pay approximately €7,960 in income tax (state + regional, after the €5,550 personal allowance) and €2,540 in social security contributions. Your net take-home is around €29,500 — an effective combined rate of about 26%. Regional rates vary slightly.
What is the Beckham Law and can I benefit from it?
The Beckham Law (Ley Beckham) is a special regime in Spain allowing qualifying expatriates who move to Spain for work or business to pay a flat 24% income tax rate (instead of progressive rates up to 47%) on Spanish-sourced income for up to 6 years. Remote workers, digital nomads, and transferred executives may qualify.
What social security contributions does an employee pay in Spain?
Spanish employees pay approximately 6.35% of gross salary in social security: pension (4.7%), unemployment (1.55%), vocational training (0.1%), and the Mecanismo de Equidad Intergeneracional — MEI (0.125%). Contributions are capped at a monthly base of €4,689 (€56,268 annually) for most workers.
Compare with other countries
Salary Calculator — all 20 countries
Compare net pay across Europe, Asia, and the Americas
Also useful
Spain Corporate Tax Calculator
Company tax rates, IP Box corridors, international structure savings
Want to optimise your Spain tax structure?
Forma Flaga architects compliant international structures — residency, holding companies, treaty access — to legally minimise your global tax burden.
Book a discovery call →